The Check Gallery

If concern about the environment affects your everyday purchases, then ordering checks from The Check Gallery will put your mind at ease. Check Gallery is America’s leading environmentally-friendly bank check printer. Their personal checks are printed on 24 lb. recycled MICR bond paper with 20% post-consumer fiber, the highest possible using today’s technology. They also utilize soy-based inks, which are biodegradable and toxic-free.

The Check Gallery’s connection with the enviroment also extends to their check designs as well. Most of the designs found on CheckGallery.com feature picturesque scenes of nature or wildlife-inspired animal images. Check out some examples below.

Another compelling reason to order personal checks through The Check Gallery is the fact that you can save up to 50%
what you would pay if you reordered your checks from the bank. Doing your small part for the environment while doing your part for your wallet is a win-win. Plus, you can enter coupon code GWF525 and get free shipping and handling on all checks. You can find all of The Check Gallery’s available designs at www.cheapbankchecks.net, as well as several hundred more from the web’s leading check companies.

Popular Check Designs From CheckGallery.com

Island Paradise

Frogs

American Wildlife

Scenic America

Hummingbirds

Wildflowers

Are Personal Checks Becoming Extinct?

It’s a reasonable question in this day and age of technology when there are so many other, perhaps more convenient, payment options. Well, here at CheapBankChecks.net we hope the answer is no! But in any case the article below from the San Diego Union-Tribune offers some good food for thought on the subject. Enjoy.

Don’t be quick to write off the future of personal check

By Justin Bachman
ASSOCIATED PRESS

July 17, 2005

Think writing checks is a hassle? Are you one of those who would be happy if checks would disappears entirely?

Personal checks have been a staple of the American financial landscape. They’re easy to drop in the mail and relatively safe, making them very popular: We Americans use more than 36 billion a year, with consumers accounting for just over half the total, according to Federal Reserve research.

But for those with the goal of seeing all paper purged from personal finances, don’t hold your breath. Personal checks aren’t about to disappear in the next few decades, and probably not ever.

“People like options and they don’t like options being taken away,” said John Hall, a spokesman for the American Bankers Association.

Another factor lies with the aging of the U.S. population and the comfort many older people have in writing checks for their monthly bills. Computers, Web sites and plasticized debiting do not hold the same speedy lure for them, payment experts note.

Still, personal checks almost assuredly will become a niche market.

Consider the explosive growth of the debit card over the past five years: the ease of plastic, without the burden of debt. And some banks are now testing cards with wireless abilities, allowing users to wave their card toward a reader and pay for a purchase.

And don’t forget the higher usage of banks’ online bill-pay programs and independent electronic fund transfer systems such as PayPal, a unit of eBay Inc.

Many people already have dispensed with paper checks.

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Your income can be deposited directly into your checking or savings account, and bills paid electronically. Many utilities, credit card vendors, mortgage companies, cable television operators, mobile phone carriers, etc., encourage customers to pay either through monthly debits or via their Web sites. Some companies even cut you a small price break to do so.

The check itself is undergoing a mini-revolution of late. A law that took effect in October, dubbed Check 21, allows banks to exchange electronic images of checks without the hassle and expense of having to send them back to you.

Checks that once made the circuitous route from payee to bank to airplane, truck or boat ride back to your own bank can now be scanned and sent digitally. Indeed, the days of getting your cashed checks back in the mail are probably numbered, as most banks would prefer you to be content with a copy of the cleared check available at their Web site.

Today, most “point-of-sale” transactions now occur with debit or credit cards, a fundamental shift in American retailing after decades when people would pay with cash and checks.

In 2003, electronic payment volume surpassed paper checks for the first time, and the number of checks paid decreased 4 percent between 2000 and 2003, according to Dove Consulting Group Inc., a Boston-based consultancy that studies payment strategies.

By 2010, checks’ share of the payment market could fall below 25 percent of non-cash payments, according to a study Dove conducted last year for the Fed.

Farther out, checks’ market share is likely to fall to only 2 percent to 3 percent, “certainly in the single digits,” said Joel Stanton, a Dove consultant who worked on the 2004 Fed study.

“Think of this: The Internet is still a new medium from the last 10 to 15 years . . . and even debit cards were just getting off the ground in the early ’90s,” Stanton said. “It’s a long time away, but I can see where the days of the check are coming to a close.”

How to Write a Personal Check

If you’re not quite sure how to write a personal check, follow the step-by-step instructions below. Using this page as a guide will insure you fill out your personal checks correctly. And don’t worry, once you’ve filled out your first check or two, you’ll never forget how. Check out www.CheapBankChecks.net to save more than 50% off the cost of bank checks. Search more than 800 designs!

1) Always fill out a check with a pen, never use a pencil. Preferably use a pen with black or blue ink.

2) On the ”Date” line, fill in today’s date. You may use a long format (i.e. May 28, 2007), or a short format (i.e. 5/28/07).

3) On the “Pay to the Order of” line, write in the name of the individual or company the check is being written to. For an individual use both the first and last name. For a company use the full name, not an abbreviation.

4) In the ”Dollar” box, write in the dollar value of the check, using the full dollar and cents format. (i.e. $19.99 or $25.00)

5) On the “Dollar Amount” line, write out the dollar amount value of the check in words. Write the cents value as a fraction of 100. (i.e. $19.99 would be written as: Nineteen and 99/100; $25 would be written as: Twenty Five and 00/100)

6) On the “Signature” line, sign your full name.

7) The ”For” line or ”Memo” line is optional. Here you could write in any information that would help you identify the purpose of the check, such as “clothes”, “electric bill”, “groceries”. Some companies like you to write information such as account numbers, drivers license numbers or phone numbers. The ”For” line would be the proper place to put such information.

That’s it! Really not too difficult. Be sure to record all checks you write in your register right away so you will always know your current balance.

Check out www.CheapBankChecks.net to save more than 50% off the cost of bank checks. Search more than 800 designs!