Personal checks have not become obsolete yet, even in our modern digital society. Chances are you are still using good old-fashioned checks, for personal or business use, to pay your bills or for everyday purchases. Seeing as that’s the case, why not get some personal checks that are unique and fun as well as express your interests?

Disney checks is an extremely popular design for checks when looking to branch out beyond what the bank offers. Disney is not just for kids of course! When it comes to picking out a Disney check design, there are about 40 different ones to decide from. Whether you’re a man or woman, you’ll have an easy time finding your favourite Disney character or movie featured on a check design.

Of course you can choose to have the classic characters on your Disney personal checks. Characters such as Mickey Mouse and the gang, Dumbo, Winnie the Pooh and more. In fact, there are even Mickey Mouse checks and Winnie the Pooh checks in both their classic and modern incarnations.

Other Disney checks depict what some might refer to as the modern classics. The Lion King, Beauty and the Beast, The Little Mermaid, Aladdin – the beloved characters from these movies are available on check designs. If you want to move into even more modern Disney smashes you can find designs featuring Monsters, Inc., Cars, Ratatouille, The Incredibles and Finding Nemo.

A very popular option for women looking for Disney checks are the Tinker Bell checks and princess checks. In fact, a variety of Disney princess checks are available to suit any Disney princess fan. Some designs feature the characters themselves, like Cinderella and Snow White, or the different princess castles. Others go for or a more subtle design featuring a small “princess-like” personal item, such as a glass slipper or looking glass.

Are you one of those Disney fans fascinated with the villain in the movie? Don’t worry, there’s even a check series for you depicting some of Disney’s most memorable bad guys. When it comes right down to it, anyone shopping for Disney checks should be able to find something to their liking. Your favourites are all there.

What could be better than upgrading your boring bank checks to Disney checks? How about the fact that they’re cheap? By purchasing Disney checks online you can typically save up to 50% off what your bank would charge you. If you are a first-time customer you can save even more by utilizing different coupons designed to help you save money.

Order your Disney personal checks today and they will be sent directly to your doorstep. What could be simpler than that? Get rid of your old tired checks today and replace them with your favourite Disney cartoon character!

Before you purchase Disney checks, visit CheapBankChecks.net to get coupon codes and to save up to 50% off your next purchase of Disney personal checks.

Often times, some of our fondest memories come out of our college years. Thinking back on those special times renews our pride in the school we attended. It seems that our college has become almost a small part of us.

So it’s not unusual that we have various methods of letting people know which college or university we went to. You have your basic caps and t-shirts that you see everyday. Look a little harder and you’ll find flags hanging outside people’s homes and license plate frames on their vehicles. But there is another way to show the pride we take in the college from which we graduated or are currently attending. This method is in the form of college checks!

Perhaps we never gave much thought to the checks we write everyday and the designs that are on them. We probably just use whatever the bank gave us and keep reordering the same designs over and over. But actually, college and university checks is fantastic way to tell others a little bit about ourselves and our past. Whether you are a current student or a proud graduate, you can put your alma mater on display with pride with the various university and college check designs that are out there.

You have the choice of two main different categories of College and University checks. The most popular line of college checks is the #1 Fan line, which is geared towards college sporting teams and events. The second category of college checks simply has the name of the college listed as well as their corresponding logo and/or mascot.

There are check designs for dozens of major colleges and universities located within the USA. In all likelihood, you will find your school’s logo or even the team sport you once played for or currently played for. With nearly 90 different designs to choose from, representing over 40 different schools, it may take some time to find the check that reflects your education as well as your passions during your schooling years, but believe us it is there!

Everyone likes to brag and discuss their old or current schooling establishments and these university checks are the best way to do that. So if college personal checks just aren’t enough, you can also order different accessories such as a matching leather checkbook cover, address labels and stickers.

Of course if these college personal checks cost a fortune then that might put a damper on things. So don’t worry, the fact is that these checks are cheaper than buying checks through your bank. You can typically save up to 50% off what your bank would charge! So not only can you get a cool, fun design, but it’s a smart economical choice too! First time customers especially can make use of different online coupon codes and really rack up the savings.

So what are you waiting for? Get your college and university checks online and save money. Take pride in your college with college checks today.

Before you purchase college checks, visit CheapBankChecks.net to get coupon codes and to save 50% off your next order of college personal checks.

When it comes time to order business checks, to simply say you have options is a gross understatement. What might seem like a simple task, ordering business checks, can easily turn into a confusing ordeal when faced with the myriad of styles and formats that all fall under the category of “business checks.”

Coming across various check styles (laser, payroll, voucher, 3-per-page, manual, draft, etc.) it might make you question exactly what type of business checks you really need. You thought you knew what you were searching for, but now you have pause for thought. Let us describe a few of the more common styles of business checks and hopefully it will help simplify your check buying experience.

* 3-Per-Page Checks: 3-per-page checks are immediately identifiable (and aptly named) due to there being 3 checks on one sheet of paper. They probably serve as the most common type of business checks. But, there are different types of 3-per-page checks. For example, some might be checks you write by hand while others are supposed to be printed on your inkjet or laser printer. 3-per-page checks also may have further options, including Payroll and Voucher, mentioned below

* Voucher Checks: Voucher checks come in two different varieties. The first is a type of 3-per-page style that has a printed table right on the check for making notes, usually related to paying an invoice. You can put the dollar amount and date on these vouchers, and sometimes discount calculations as well. The other kind of voucher check is like the 3-per-page design, except there is only one check on the paper. The other two panels are blank except for usually your business name and the dollar amount of the check.

* Laser Checks: Laser checks are pretty self-explanatory: they are checks meant to be printed through a laser printer. They can be of the 3-per-page check format or the single check voucher style described above. It is worth mentioning that some type of accounting software is needed to print laser checks.

* Payroll Checks: Payroll checks are used, not surprisingly, to pay employees. Payroll checks come with a detachable stub. The stub has lines to put your typical payroll deductions: F.I.C.A., Medicare, State Income Tax, etc. As you might expect, there are different types of payroll checks, these typically being in either a salary or hourly format.

Many businesses need checks that are compatible with whatever accounting software they are using. The most popular software programs are QuickBooks, Quicken and Microsoft Money. Any business check printers worth their salt will have business checks in stock for all of these 3 programs. Many check printers will also have numerous other software programs from which to choose.

The bottom line is this: if are looking to order “business checks,” make sure you know what format you need. Also, know what type of accounting software (if any) you are using. Having these things in mind beforehand will help make your business check buying experience quick and easy.

Before you purchase business checks online, check out the business checks at CheapBankChecks.net to see how you can save up to 50% off.

There has recently been more pressure and emphasis placed to take better care of our environment. By choosing to utilize recycled checks you can do your part for the environment while at the same time fulfilling one of the many mandatory needs of life.

When it comes to printing recycled checks, there are three main check printers that stand out above the rest. First off, all three of these check printing companies utilize vegetable-based ink, resulting in a totally toxic-free and biodegradable product. Also, the paper used to print their checks is 20% post-consumer fiber, which is the highest amount modern technology can produce. These two factors alone show how committed these companies are to producing the best recycled checks.

The Check Gallery is one of the most popular options when ordering recycled checks. They are America’s leading environmentally-friendly check printer. Within The Check Gallery’s extensive options of check designs you will find everything from plain, to nature scenes to wildlife checks.

An additional recycled check printer is Classic Checks. You can find a good deal of environmental themed checks within this company. While the design selection is fairly small, many of the check designs Classic Checks offers benefits charitable causes, like the National Wildlife Federation, National Breast Cancer Foundation and Audubon Birds. So not only will you be doing the earth some good through your order, but you can support a worthy institution at the same time.

Lastly, Message!Products is the last of the environmentally conscious check manufacturing companies. This company offers checks in relation to different wildlife and social organizations to help you promote the ideals and morals that you believe in. An example of good causes you can support include Amnesty International, Greenpeace, Defenders of Wildlife and Autism Now.

Even though these checks are recycled and promoted to be environmentally friendly they are also incredibly affordable which may come as a surprise to many consumers today. In fact, by ordering checks from one of these companies, you can typically save up to 50% off the cost of ordering from your bank.

If you are a first-time customer of any of these companies, you really have the opportunity to save more. It is easy to find online coupons for all three of these recycled check printers. These coupons allow you to get either free shipping or some type of multi-box discount.

As the focus on helping our environment becomes ever more important, the small everyday things will become more and more crucial. Not only is it becoming the smarter decision to order recycled checks, it’s becoming the only decision. So get rid of those plain bank checks in your checkbook and order your recycled checks today.

Before you order recycled checks, visit CheapBankChecks.net to find coupon codes for each of the merchants mentioned above and to save 50% off your next purchase of recycled personal checks.

When it comes to the Styles Check Company, the name says it all. With more than 150 personal check designs to choose from, StylesChecks.com makes it easy and fun to express your individual style and personality with the checks you write everyday. With check designs that feature everything from stars of TV, film, rock and country music to exotic and domestic animals, Styles Checks has something for everyone. Automotive enthusiasts can feature their favorite classic car, truck or motorcyle, while sports buffs can show off their favorite pastime. Check out some sample designs below.

Another compelling reason to order personal checks from Styles Checks is the fact that you can save up to 50% what you would pay if you reordered your checks from the bank. Plus, you can enter coupon code ZWF515 and get free shipping on all checks. You can find all of The Styles Check Company’s available designs at www.cheapbankchecks.net, as well as several hundred more from leading online check companies.

Popular Check Designs From Styles Check Company

I Love Lucy

Circles

Magic and Mischief

Dolphins

Diamond Plate

Wolves

When your checkbook is low on checks, reordering new ones sounds easy. But when ordering business checks, there are a whole lot more options to consider. The article below from BuyerZone.com offers some helpful tips to consider when purchasing business checks.

For the best place to buy business checks, go to CheapBankChecks.net to find business check coupons from Check Crafters and Checks Unlimited.

Checks Buyer’s Guide

Introduction

When businesses run low on checks, most turn to their bank for a refill. The assumption seems to be that since the banks are holding the money, they are also the ones to issue the checks.

However, there is no real reason to purchase checks from your bank. Independent check printers can print checks that are just as valid and accepted as the ones you obtain from your bank.

Since banks are not really in the check printing business, they tend to be a fairly expensive and slow source for checks. Most firms will be able to save money by turning to an independent check printer for their needs.

This guide is designed to give you the facts you need before purchasing checks for your business. The various sections are listed in the box above. You can choose to read this guide from beginning to end, or jump directly to a section of interest.

Check Printers

Check printing is not a particularly difficult process. Any company can print checks as long as they have magnetic ink for check processing, and the ability to number checks consecutively for accounting purposes.

Although many firms get their checks from the bank, there are almost no banks that print these checks themselves. Instead, banks turn to companies that specialize in check printing. In addition to serving banks, these check printers also sell directly to check users.

Types of Checks

Companies generally have the choice of buying either traditional or computer-generated checks.

Traditional checks are designed to be completed by hand or with a typewriter. They are typically arranged three-up on a page, with a stub for reference. An alternate design, called one-write checks, adds a carbon strip on the back of each check to record relevant information on a ledger. With one-write checks, users can issue checks without having to record the recipient and the amount elsewhere.

Computer-generated checks are designed to be used with a computer-based accounting program and a printer. Single sheet designs are intended for laser printers, while dot matrix printers generally use continuous form designs. For businesses that need multiple receipts, dot matrix printers can also print onto carbonless multi-part checks.

Check Fraud

The easiest way to prevent fraud is to include color copy protection on the checks. This process incorporates additional lines into the check’s background image in what is called a pantograph. When a check is copied, the resulting image will produce a “void” mark.

Purchasing Checks

Checks are available from three primary sources: direct sales catalogs, local forms distributors, and banking or accounting service providers.

Direct check vendors primarily sell through catalogs. By eliminating the middleman, these vendors tend to provide the best value for companies buying only a few thousand checks at a time. Direct vendors can handle simple customization such as logos but usually do not offer custom designs.

Local distributors are typically used for higher volume purchases or situations where a special design is required. Distributors do not print the checks themselves but will work with one or more printers to complete the job. This method saves you the time of having to find a suitable printer, but it usually results in somewhat higher prices than a direct vendor.

Banks and software vendors sell checks only to supplement their other services. They have very little incentive to provide competitive pricing, since checks are not their main line of business. As a result, prices from these vendors tend to be quite high.

Pricing

Businesses can expect to save anywhere from 20% to 70% off bank prices when buying checks from catalogs or local distributors. You can expect to pay $70 to $100 for 1,000 checks. Companies buying 5,000 checks at a time will pay about $250 for impact checks, and $300 for laser checks.

Impact checks are designed to work with most daisywheel and dot matrix printers. Each check usually consists of multiple parts and comes attached for continuous printing.

Laser checks are designed for use with a laser printer. They are typically arranged with one or three checks per sheet. The three-on-a-page design costs less per check, but can be difficult to use if you usually print just a few checks at a time.

Special Tips

Buy enough checks to last nine months to a year
Small firms may want to order a slightly larger supply, since prices are significantly higher for quantities of less than 1,000 checks.

Make sure computer checks and software are compatible
You can usually specify what program you use, or send a voided check to the firm to find a close match. It is not necessary to use the checks from the software company.

Verify your routing code
Usually, all you need to do to get checks made is to send in a voided current check. It makes good sense to take the few minutes of calling your bank and confirming your routing code. Routing codes often change as a result of a merger. In these cases, the routing code will eventually no longer be valid and you will then need to buy a new set of checks.

If concern about the environment affects your everyday purchases, then ordering checks from The Check Gallery will put your mind at ease. Check Gallery is America’s leading environmentally-friendly bank check printer. Their personal checks are printed on 24 lb. recycled MICR bond paper with 20% post-consumer fiber, the highest possible using today’s technology. They also utilize soy-based inks, which are biodegradable and toxic-free.

The Check Gallery’s connection with the enviroment also extends to their check designs as well. Most of the designs found on CheckGallery.com feature picturesque scenes of nature or wildlife-inspired animal images. Check out some examples below.

Another compelling reason to order personal checks through The Check Gallery is the fact that you can save up to 50%
what you would pay if you reordered your checks from the bank. Doing your small part for the environment while doing your part for your wallet is a win-win. Plus, you can enter coupon code GWF525 and get free shipping and handling on all checks. You can find all of The Check Gallery’s available designs at www.cheapbankchecks.net, as well as several hundred more from the web’s leading check companies.

Popular Check Designs From CheckGallery.com

Island Paradise

Frogs

American Wildlife

Scenic America

Hummingbirds

Wildflowers

It’s a reasonable question in this day and age of technology when there are so many other, perhaps more convenient, payment options. Well, here at CheapBankChecks.net we hope the answer is no! But in any case the article below from the San Diego Union-Tribune offers some good food for thought on the subject. Enjoy.

Don’t be quick to write off the future of personal check

By Justin Bachman
ASSOCIATED PRESS

July 17, 2005

Think writing checks is a hassle? Are you one of those who would be happy if checks would disappears entirely?

Personal checks have been a staple of the American financial landscape. They’re easy to drop in the mail and relatively safe, making them very popular: We Americans use more than 36 billion a year, with consumers accounting for just over half the total, according to Federal Reserve research.

But for those with the goal of seeing all paper purged from personal finances, don’t hold your breath. Personal checks aren’t about to disappear in the next few decades, and probably not ever.

“People like options and they don’t like options being taken away,” said John Hall, a spokesman for the American Bankers Association.

Another factor lies with the aging of the U.S. population and the comfort many older people have in writing checks for their monthly bills. Computers, Web sites and plasticized debiting do not hold the same speedy lure for them, payment experts note.

Still, personal checks almost assuredly will become a niche market.

Consider the explosive growth of the debit card over the past five years: the ease of plastic, without the burden of debt. And some banks are now testing cards with wireless abilities, allowing users to wave their card toward a reader and pay for a purchase.

And don’t forget the higher usage of banks’ online bill-pay programs and independent electronic fund transfer systems such as PayPal, a unit of eBay Inc.

Many people already have dispensed with paper checks.

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Your income can be deposited directly into your checking or savings account, and bills paid electronically. Many utilities, credit card vendors, mortgage companies, cable television operators, mobile phone carriers, etc., encourage customers to pay either through monthly debits or via their Web sites. Some companies even cut you a small price break to do so.

The check itself is undergoing a mini-revolution of late. A law that took effect in October, dubbed Check 21, allows banks to exchange electronic images of checks without the hassle and expense of having to send them back to you.

Checks that once made the circuitous route from payee to bank to airplane, truck or boat ride back to your own bank can now be scanned and sent digitally. Indeed, the days of getting your cashed checks back in the mail are probably numbered, as most banks would prefer you to be content with a copy of the cleared check available at their Web site.

Today, most “point-of-sale” transactions now occur with debit or credit cards, a fundamental shift in American retailing after decades when people would pay with cash and checks.

In 2003, electronic payment volume surpassed paper checks for the first time, and the number of checks paid decreased 4 percent between 2000 and 2003, according to Dove Consulting Group Inc., a Boston-based consultancy that studies payment strategies.

By 2010, checks’ share of the payment market could fall below 25 percent of non-cash payments, according to a study Dove conducted last year for the Fed.

Farther out, checks’ market share is likely to fall to only 2 percent to 3 percent, “certainly in the single digits,” said Joel Stanton, a Dove consultant who worked on the 2004 Fed study.

“Think of this: The Internet is still a new medium from the last 10 to 15 years . . . and even debit cards were just getting off the ground in the early ’90s,” Stanton said. “It’s a long time away, but I can see where the days of the check are coming to a close.”

If you’re not quite sure how to write a personal check, follow the step-by-step instructions below. Using this page as a guide will insure you fill out your personal checks correctly. And don’t worry, once you’ve filled out your first check or two, you’ll never forget how. Check out www.CheapBankChecks.net to save more than 50% off the cost of bank checks. Search more than 800 designs!

1) Always fill out a check with a pen, never use a pencil. Preferably use a pen with black or blue ink.

2) On the ”Date” line, fill in today’s date. You may use a long format (i.e. May 28, 2007), or a short format (i.e. 5/28/07).

3) On the “Pay to the Order of” line, write in the name of the individual or company the check is being written to. For an individual use both the first and last name. For a company use the full name, not an abbreviation.

4) In the ”Dollar” box, write in the dollar value of the check, using the full dollar and cents format. (i.e. $19.99 or $25.00)

5) On the “Dollar Amount” line, write out the dollar amount value of the check in words. Write the cents value as a fraction of 100. (i.e. $19.99 would be written as: Nineteen and 99/100; $25 would be written as: Twenty Five and 00/100)

6) On the “Signature” line, sign your full name.

7) The ”For” line or ”Memo” line is optional. Here you could write in any information that would help you identify the purpose of the check, such as “clothes”, “electric bill”, “groceries”. Some companies like you to write information such as account numbers, drivers license numbers or phone numbers. The ”For” line would be the proper place to put such information.

That’s it! Really not too difficult. Be sure to record all checks you write in your register right away so you will always know your current balance.

Check out www.CheapBankChecks.net to save more than 50% off the cost of bank checks. Search more than 800 designs!